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节日期间留心预付式消费格式条款 中消协

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2016-02-07 19:33:43 转载来源: 网络整理/侵权必删

过年了,您除了要开心过节还要留意自己的钱包。中国消费者协会日前提醒消费者,在节日期间要留心预付式消费格式条款,莫因办卡给节日添堵

过年了,您除了要开心过节还要留意自己的钱包。中国消费者协会日前提醒消费者,在节日期间留心预付式消费格式条款,莫因办卡给节日添堵。

中消协:节日期间留心预付式消费格式条款

消协相关负责人介绍,节日之前和假期里,一些机构会开出各种诱人的优惠条件,吸引消费者办理预付卡、储值卡。对需要预付款项的消费,消费者在签订合同或开具收款收据时,一定要注意“订金”和“定金”之分。

“定金”在法律意义上具有担保作用,金额一般不超过总价款的20%。如果消费者违约,无权要求商家返还定金。如果商家违约,则必须依法双倍返还;若是“订金”,则仅具有预付款作用,当合同不能履约时,除不可抗力外,应根据双方当事人的过错承担违约责任。

这位负责人说,消费者需要办卡时,务必了解清楚办卡的使用说明、退换卡方式、优惠条件、附加条款和违约责任等内容,最好能以书面方式落实服务合同内容,避免不必要的消费纠纷。

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标签: 节日 期间 留心 预付 消费 格式 条款 消协


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