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蚂蚁金服金融开放再下一城:花呗将与金融机构合作 - 站长搜索
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蚂蚁金服金融开放再下一城:花呗将与金融机构合作

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2018-05-18 16:42:12 转载来源: IThome

站搜网5月18日消息 5月18日,蚂蚁金服旗下消费信贷产品花呗宣布向银行等金融机构开放,未来将与金融机构一起,共同开拓更多的服务场景。此次花呗业务的开放,是蚂蚁金服继开放财富号、车险分、“定损宝”、余额宝等之后,再次向金融机构开放消费信贷业务,至此,蚂蚁金服包括支付、理财、保险、小微企业金融、农村金融、消费信贷等在内的所有金融产品,都已经与金融机构的开放合作

站搜网5月18日消息 5月18日,蚂蚁金服旗下消费信贷产品花呗宣布向银行等金融机构开放,未来将与金融机构一起,共同开拓更多的服务场景。

此次花呗业务的开放,是蚂蚁金服继开放财富号、车险分、“定损宝”、余额宝等之后,再次向金融机构开放消费信贷业务,至此,蚂蚁金服包括支付、理财、保险、小微企业金融、农村金融、消费信贷等在内的所有金融产品,都已经与金融机构的开放合作

早在今年3月的“2018消费金融行业新趋势”论坛上,蚂蚁金服微贷业务负责人就曾透露,今年将探索开放花呗、借呗业务,尝试与银行等金融机构合作。据了解,当时计划两者合作方式,将严格按照新规要求,由金融机构自主风控,蚂蚁同时也会做风险评估,发挥1+1大于2的功效,进一步防范风险,但审批额度以机构终审结果为准,蚂蚁不会兜底。

据介绍,花呗是蚂蚁金服长期运营、紧紧依托场景的消费信贷产品。诞生三年多来,已经覆盖绝大多数线上消费场景,并通过餐饮、购物、医疗、出行、教育、公共缴费等多种场景的拓展,服务线下的数千万商户和广大消费者。同时,花呗还拥有完善的风控体系来有效控制风险,因而花呗在上交所发行的证券化产品,一直广受金融机构青睐。

标签: 蚂蚁 金服 金融 开放 下一 花呗 金融机构 合作


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